Private Medical Insurance
Private Medical Insurance (PMI) policies offer a range of options for obtaining medical care. They can provide a complete alternative to NHS treatment through private clinics, or offer supplementary care when NHS services are unavailable or subject to long waiting lists.
Various levels of benefit can be chosen, from comprehensive policies offering immediate access to treatment and full reimbursement of costs, to limited cover plans providing treatment only after specified waiting periods and excluding outpatient services.
Underwriting is strict, with costs based on age, sex, previous medical history and degree of cover required. Current and pre-existing conditions may be excluded for a specified period. PMI can be bought on an individual, family or group basis. When paid for by an employer, it is classed as a benefit in kind.
You can obtain an Online Quotation or contact us for further information